ICL Fincorp Limited has made quite an imprint in the Indian financial sector over the last few years; particularly in the unlisted shares market. The ICL Fincorp share price is on the radar of investors, analysts and retail traders who are eager to know more about the company that is rapidly expanding its presence in different parts of the nation.
But what’s so exciting about ICL Fincorp? So why exactly are today’s investors so interested in the ICL Fincorp share price and what happens next for the non-banking financial company?
In this article, we explore the current valuation, market trends, business fundamentals, and investment case for ICL Fincorp Limited, giving a brief overview to all type of investors, be it novice or experienced investors.
Table of Contents
What is ICL Fincorp Limited?
ICL Fincorp Limited is a public listed Non-Banking Financial Company (NBFC), registered with the Reserve Bank of India (RBI). The product-line of company includes a wide array of financial products such as :-
Gold loans
Vehicle loans
Business loans
Personal loans
Insurance and chit fund services
With over 250 branches operating across the major states of South India namely Kerala, TamilNadu, Karnataka, Telangana and Andhra Pradesh, ICL Fincorp has established itself as a formidable regional player in the NBFC space.
ICL Fincorp Share Price Today: A Closer Look
The ICL Fincorp stock unlisted market price has been picking up since January 2020 indicating some investor interest and confidence in the company’s business model.
Current ICL Fincorp Share Price (as of July 2025):
- ₹95 – ₹110 per share (approximate range in the unlisted market)
- Face Value: ₹10
- Lot Size: Typically traded in blocks of 100 or more shares
Note : ICL Fincorp Limited share price is already not listed on NSE or BSE it means this is the ICL Fincorp Limited unlisted share price so that price may be read volate on demand, availability and broker.
Historical Share Price Trend
In the last few years the ICL Fincorp share price has performed quite consistently. It is nowhere near as growth-oriented as a startup tech IPO or new-age fintech company but its reliable growth rates are underpinned by strong financials and solid operational expansion.
Here’s a rough overview of past trends:
| Year | Approx. Share Price (Unlisted) |
| 2020 | ₹45 – ₹55 |
| 2022 | ₹70 – ₹85 |
| 2024 | ₹90 – ₹100 |
| 2025 | ₹95 – ₹110 |
This steady stroll upward way put ICL Fincorp Limited as a long-term bet for cautious investors who want to play NBFC space.
Financial Performance & Revenue Growth
The strong fundamentals of ICL Fincorp Limited are reflected in its financial reports:
- Revenue Growth: The company has shown double-digit revenue growth in the past three financial years.
- Profitability: Despite being in a competitive NBFC space, ICL Fincorp has maintained a positive net profit margin.
- Loan Book Size: The loan portfolio is diversified with a heavy focus on gold loans—ensuring lower default rates.
- Asset Quality: Non-performing assets (NPAs) have been kept under control, which is a major green flag for investors.
Business Expansion & Strategy
One of the major reasons that is contributing to the stock of ICL Fincorp rising higher is the company’s aggressive plan of opening branches. Having begun as a Kerala concentrated lender, the company moved into other significant markets, namely Tier 2 and Tier 3 cities, where mainstream banks have low penetration.
Also, ICL Fincorp Limited is on the lookout to go digital with its offerings. The company is looking to boost both customer experience and operational efficiency with its fintech partnerships and digital onboarding moves.
Why Are Investors Watching ICL Fincorp Share Price Today?
There are multiple reasons investors are showing keen interest in the ICL Fincorp share price today, including:
1. Upcoming IPO Buzz
There’s speculation that ICL Fincorp Limited may consider an IPO within the next 1–2 years. If that happens, early investors in the unlisted market may stand to gain significantly.
2. Stable Growth Story
Unlike high-risk startups, ICL Fincorp offers a stable and proven business model, making it attractive for long-term value investors.
3. NBFC Sector Boom
With the Indian NBFC sector poised to grow due to rising credit demand in semi-urban and rural areas, companies like ICL Fincorp are well-placed to capitalize.
How to Buy ICL Fincorp Shares?
Since ICL Fincorp Limited is not listed on public stock exchanges, its shares are traded in the unlisted market via authorized dealers, brokers, and platforms specializing in pre-IPO shares.
Steps to Buy:
- Choose a reputable unlisted share broker/platform.
- Verify share availability and current ICL Fincorp share price.
- Complete KYC and fund transfer.
- Shares are credited to your Demat account within a few days.
Risk Factors to Consider
While ICL Fincorp presents a promising investment opportunity, investors should be aware of a few risks:
- Liquidity Risk: Unlisted shares are less liquid and can be hard to sell quickly.
- Regulatory Risk: As an NBFC, changes in RBI guidelines can affect operations.
- Market Sentiment: Share price in the unlisted market is sentiment-driven and not as transparent as listed exchanges.
Investment Outlook for ICL Fincorp Limited
Certainly with a Digital footprint and pan india presence, ICL Fincorp Limited looks like a bright future is knocking on the door. Should the company keep growing and eventually go public through an IPO, current investors would experience enormous value creation.
But, investors should have a medium to long-term outlook as unlisted shares do not generally provide quick returns.
Conclusion
To conclude ICL Fincorp is silently constructing a robust and sustainable business in the field of NBFC, thereby making it a nice choice in the unlisted share market. Its burgeoning investor sentiment, geographical presence and sturdy financials is exactly the reason why the ICL Fincorp stock price today is getting a lot of attention from retail to institutional investors.
Please make your own due diligence before invest or consult with financial adviser who is an expert in Unlisted Shares.
Frequently Asked Questions (FAQs)
What is the current ICL Fincorp share price today?
ICL Fincorp share price How a company performs over a period of time, including quarterly or yearly earnings estimates or returns, may be considered the stock’s long-term price.
Value Research As on July 2025, the shares of ICL Fincorp is around Rs.95 to Rs 110 in the unlisted market.
Whether ICL Fincorp Limited is listed in Stock Exchange?
No, ICL Fincorp Limited is unlisted company and not listed on NSE or BSE. It trades in the unlisted market.
How do I invest in ICL Fincorp stock?
How can ICL Fincorp shares be bought? ICL Fincorp shares can either be purchased from authorized brokers or unlisted shared trading platforms.
Is ICL Fincorp safe for investment?
It’s arguably much safer than most startup unlisted shares given its established business model, but investors still need to weigh in liquidation and regulatory risks.
What is the future of ICL Fincorp Limited?
ICL Fincorp’s future looks good with possible IPO and strong fundamentals.
Can I hold ICL Fincorp shares in Demat form?
Certainly, your ICL Fincorp shares purchase is transferred to your demat account after your transaction.
Will ICL Fincorp IPO 2025?
Nothing has been confirmed but there is talk in the market of an IPO on the horizon.
What is the minimum amount to invest?
In general, shares are traded in the lots of 100 and the value of your investment would be about ₹ 9,500–₹11,000 at the current prices.
DO I RECEIVE DIVIDENDS FROM ICL Fincorp?
Being an unlisted company the dividend does not accrue in a regular or predictable fashion.
Where can I monitor ICL Fincorp share price on a daily basis?
Or you can do a quick check on platforms like CoinDCX News or approach a verified unlisted share dealer for the same.
