Whilst the Indian financial system is changing at a fast pace, one of the companies getting the investors attention is ICL Fincorp Limited. With increasing interest in unlisted shares, ICL Fincorp share price has formed part of discussion among retail as well as institutional investors. Whether you’re already invested or thinking about putting your money to work in ICL Fincorp, it’s crucial knowing what the company actually does and whether it’s the kind of stock the market likes, or not.
CoinDCX News Dec 6 In this article, CoinDCX News decoded the ICL Fincorp share price today, previous performance or expected future forecasts.
Table of Contents
What is ICL Fincorp Limited?
ICL Fincorp Limited is a Non Deposit taking Systemically Important Non-Banking Financial Company (NBFC-ND-SI) Registered with Reserve Bank of India. AboutFounded by first generation entrepreneurs, ICL Fincorp has established a significant presence in the lending and financial services space.The company, headquartered in Kerala, India. Its offerings include:
- Gold loans
- Vehicle loans
- Business loans
- Personal loans
- Fixed deposits and bonds
ICL Fincorp, which has more than 250 branches in South India, is growing, increasingly, with a focus on serving underbanked areas.
ICL Fincorp Share Price Today
The ICL Fincorp share price today in the grey market is usually around ₹10–15 per share (as per the most recent market update in 2025). Important thing to note: -Unlisted share prices may be volatile and depending on the demand, liquidity and business developments prices can be changed.
You can track live updates through trusted unlisted share trading platforms and investment brokers. As the shares are unlisted on NSE or BSE, price discovery largely relies on market interest and private placements.
Why Is ICL Fincorp Gaining Investor Attention?
Several factors contribute to the rising curiosity and investment in ICL Fincorp Limited:
- Strong Presence in South India: Its well-established branch network across Kerala, Tamil Nadu, Karnataka, and Andhra Pradesh makes it regionally dominant.
- Diversified Financial Products: From gold loans to investment products like FDs, it captures a wide customer base.
- Aggressive Growth Strategy: Plans to expand across more Indian states and develop a digital lending ecosystem show the company’s commitment to long-term growth.
- IPO Rumors: There is consistent buzz that ICL Fincorp may go public in the near future, making early-stage investment in its unlisted shares potentially rewarding.
ICL Fincorp Share Price Historical Trend
Let’s look at the price movement in the unlisted market:
| Year | Estimated Unlisted Share Price (INR) |
| 2020 | ₹5 – ₹6 |
| 2021 | ₹7 – ₹9 |
| 2022 | ₹10 – ₹11 |
| 2023 | ₹12 – ₹13 |
| 2024 | ₹14 – ₹15 |
| 2025 | ₹15+ (projected) |
This is a trend that shows the steady appreciation in line with its expansion and performance.
ICL Fincorp Limited: Financial Overview (FY 2024)
To assess ICL Fincorp share price correctly, let’s take a look at its financials:
- Revenue: ₹145 Crore
- Net Profit: ₹18 Crore
- Loan Book: ₹820 Crore
- Net NPA: Under 2% (indicates healthy asset quality)
- Branch Network: 250+
With a focus on asset-backed lending and an ultra-clean balance sheet, ICL Fincorp Limited is emerging as a potent NBFC player.
ICL Fincorp Share Price Forecast for 2025–2030
Analysts say if ICL Fincorp sustains its growth trajectory, enters the digital lending space and stays profitable, the share price in the unlisted space would soar ahead of a proposed IPO.
Forecasted ICL Fincorp Share Price (Unlisted):
| Year | Predicted Price Range (INR) |
| 2025 | ₹15 – ₹20 |
| 2026 | ₹20 – ₹25 |
| 2027 | ₹25 – ₹30 |
| 2030 | ₹35 – ₹40 |
Please note that these are projections and subject to change based on performance, RBI regulations, and market sentiment.
Risks to Consider Before Investing
While ICL Fincorp presents a compelling opportunity, it’s important to understand the risks:
- Liquidity Risk: Unlisted shares are harder to sell compared to listed ones.
- Regulatory Risk: NBFCs operate under RBI rules, and any regulatory tightening may affect operations.
- Price Volatility: Share prices are not transparent and can vary widely across dealers.
- Lack of Real-Time Data: No real-time charting or trading platform for daily price movement.
Invest wisely, and consider allocating only a portion of your portfolio to unlisted equities.
ICL Fincorp IPO: Is It Coming Soon?
Market speculations and news per MTV KMJ when ICL Fincorp Limited wants to go for the IPO. While the company hasn’t confirmed any of this, there are some hints:
Appointment of advisors and auditors
Corporate restructuring
Transparent disclosures of financials
If this happens, current unlisted holders may be looking at some large payouts.
Final Thoughts: Should You Invest in ICL Fincorp Shares?
For investors seeking pre IPO play or exposure to booming NBFC sector in India, ICL Fincorp Limited comes under the radar. The company’s operating numbers, strategic regional position, and expansion plan indicate a future of optimism. But, as always, proceed at your own risk and consult financial advisers before taking action.
Stay updated with CoinDCX News for more on ICL Fincorp shares, and unlisted share market news. Stay tuned for more!
FAQs About ICL Fincorp Share Price and Investment
What is the ICL Fincorp share’s price today?
The price of the unlisted ICL Fincorp share price is somewhere around ₹14 – ₹15 and the article posted in 2025.
Can ICL Fincorp be traded in NSE or BSE?
No, ICL Fincorp Limited is not Listed on NSE & BSE.
How can I purchase unlisted ICL Fincorp shares?
You can purchase them through registered brokers, who specialise in unlisted shares or at a wealth management platform.
What is the future of ICL Fincorp?
With its stable growth, digital expansion and possibly becoming a public company, ViacomCBS has a decent future ahead.
Does ICL Fincorp have plans for an IPO?
There is no official confirmation so far, but market speculation indicates that it is a matter of time before a public listing occurs.
What makes ICL Fincorp shares attractive?
Its regional monopoly, stable earnings and growth prospects can make it a high return bet.
Do I get dividend from ICL Fincorp?
As of now, ICL Fincorp Limited has not announced any dividends on its unlisted shares.
Is it safe to invest in unlisted shares?
Unlisted shares offer early-stage investment options but are risky in terms of liquidity and valuation.
How can I get daily ICL Fincorp share price update?
You can follow it through unlisted share dealers and private investment platforms.
How much returns can I get in 5 years down the line?
If the company does good, this is somewhat speculative, but the estimated CAGR could be something like 20%-30% per year.
